Terms and Condition

Last Updated: April 2026

Welcome to www.hashira-fintech.com (“the Website”), owned and operated by Hashira FinTech Private Limited (“Hashira”, “we”, “our”, or “us”), a company incorporated in Singapore. By accessing or using this Website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use the Website.

1. About Us

Hashira FinTech Private Limited is an IT consulting firm specialising in core banking IT implementations, business analysis, technology consulting, local developments, migration and upgrade services, quality assurance and testing services, and digital transformation solutions. Our registered office is located at 10 Marina Boulevard, #39 Marina Bay Financial Centre Tower 2, Singapore 018983. We also operate through our subsidiary, Hashira FinTech India Private Limited, based in Chennai, India.

2. Use of the Website

You agree to use this Website only for lawful purposes and in a manner that does not:

• Infringe the rights of any third party, including intellectual property, privacy, or contractual rights
• Restrict or inhibit any other person from using the Website
• Attempt to gain unauthorised access to the Website, its systems, accounts, or any related infrastructure
• Introduce any viruses, malware, ransomware, or other harmful code
• Use automated means (including bots, scrapers, or crawlers) to access the Website except where expressly permitted by our robots.txt or other published policies
• Engage in any activity that could damage, disable, overburden, or impair the Website
• Reverse engineer, decompile, or disassemble any portion of the Website

3. Account Security and Authentication

Certain areas of the Website, including our Secure Portal, require authentication. If you are issued credentials to access these areas, you agree to:

• Maintain the confidentiality of your credentials and any one-time passwords or authentication tokens
• Use strong, unique passwords and enable multi-factor authentication where offered
• Promptly notify us at [email protected] if you suspect any unauthorised access to or use of your account
• Accept responsibility for all activities that occur under your account, except where attributable to our negligence

We reserve the right to suspend or revoke access at any time if we reasonably believe that your account has been compromised or is being used in breach of these Terms.

4. Intellectual Property and Trademarks

All content on this Website, including but not limited to text, graphics, logos, images, software, source code, design elements, and the underlying website architecture, is the property of Hashira FinTech Private Limited or its licensors, and is protected by applicable intellectual property laws including copyright, trademark, and trade secret laws.

“Hashira”, the Hashira logo, and related marks are trademarks of Hashira FinTech Private Limited. All other trademarks, service marks, and trade names referenced on the Website are the property of their respective owners and are used for identification purposes only.

You may not reproduce, distribute, modify, transmit, display, publish, sell, license, create derivative works from, or otherwise exploit any content on this Website without our prior written consent, except for personal, non-commercial viewing as permitted by the functionality of the Website.

5. Confidentiality

In the course of any business relationship between you (or your organisation) and Hashira, both parties may be exposed to confidential information including but not limited to business plans, technical architectures, source code, client lists, pricing, security configurations, and other non-public information.

Each party agrees to maintain the confidentiality of such information and not to disclose it to any third party without prior written consent, except as required by law or as necessary to perform the services contemplated. These confidentiality obligations survive any termination of these Terms or any related service agreement.

For the avoidance of doubt, information submitted through public-facing forms on the Website (such as enquiry forms) is governed by our Privacy Policy and is not considered confidential information unless explicitly marked as such.

6. Services Information

The information provided on this Website regarding our services, including Expert Consultation, Wealth Management solutions, New Implementations, Migration and Upgrade services, Testing Services, and Digital Transformation services, is for general informational purposes only. It does not constitute a binding offer or contract. Specific service terms, deliverables, timelines, and pricing will be agreed upon separately through individual service agreements with our clients.

7. No Professional Advice

The content on this Website is provided for general information only and does not constitute professional, financial, legal, regulatory, or technical advice. You should seek independent professional advice from qualified advisors before making any decisions based on information found on this Website. Reliance on any information provided on the Website is solely at your own risk.

8. Compliance with Laws

You agree to use this Website and any related services in compliance with all applicable laws, regulations, and industry standards, including but not limited to:

• Anti-money laundering (AML) and counter-terrorism financing requirements
• Know-your-customer (KYC) obligations applicable to financial services engagements
• Economic sanctions, export controls, and trade restrictions imposed by Singapore, India, and other relevant jurisdictions
• Anti-bribery and anti-corruption laws, including the Singapore Prevention of Corruption Act and the Indian Prevention of Corruption Act
• Data protection and privacy laws (see our Privacy Policy)

You represent and warrant that you, and any entity you represent, are not subject to sanctions or other restrictive measures that would prohibit engagement with Hashira, and that you will promptly notify us if such circumstances change.

9. Limitation of Liability

To the fullest extent permitted by Singapore law, Hashira FinTech Private Limited and its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or in connection with your use of this Website, including but not limited to loss of data, revenue, profits, business opportunities, goodwill, or anticipated savings, even if we have been advised of the possibility of such damages.

The Website and its content are provided “as is” and “as available” without warranties of any kind, whether express, implied, statutory, or otherwise. We disclaim all warranties including, without limitation, warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, and uninterrupted availability.

Nothing in these Terms shall exclude or limit any liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence or for fraud.

10. Force Majeure

Neither party shall be liable for any failure or delay in performance of obligations under these Terms to the extent that such failure or delay results from causes beyond reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, government actions, public health emergencies, pandemics, labour disputes, telecommunications failures, internet outages, cyber-attacks, or failures of third-party service providers. The affected party shall use reasonable efforts to mitigate the effect of such events and resume performance as soon as practicable.

11. Third-Party Links

This Website may contain links to third-party websites, including our LinkedIn profile and other external resources. These links are provided for your convenience only. We have no control over the content, privacy practices, or terms of these external sites and accept no responsibility for them. Accessing third-party websites is at your own risk.

12. Privacy

Your use of this Website is also governed by our Privacy Policy, which sets out how we collect, use, and protect your personal data in accordance with Singapore’s Personal Data Protection Act 2012 (PDPA), India’s Digital Personal Data Protection Act 2023 (DPDPA), and other applicable laws. Please review our Privacy Policy for full details.

13. Indemnification

You agree to indemnify, defend, and hold harmless Hashira FinTech Private Limited, its affiliates, directors, officers, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable legal fees) arising from or in connection with:

• Your use of, or inability to use, the Website
• Your breach of these Terms
• Your violation of any rights of a third party, including intellectual property or privacy rights
• Your violation of any applicable law or regulation

14. Termination

We may suspend, restrict, or terminate your access to the Website (or any part of it) at any time, with or without notice, for any reason including but not limited to a breach of these Terms, suspected fraudulent or unlawful activity, or where we are required to do so by law.

You may stop using the Website at any time. Provisions of these Terms that by their nature should survive termination shall do so, including (without limitation) provisions on Intellectual Property, Confidentiality, Limitation of Liability, Indemnification, Governing Law, and Entire Agreement.

15. Modifications to These Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page with a revised “Last Updated” date. Where changes are material, we will provide reasonable advance notice through prominent notice on the Website or, where appropriate, by direct communication. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict-of-laws principles. Any disputes arising out of or in connection with these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Singapore, save that we reserve the right to bring proceedings in any jurisdiction where you or your assets may be located if necessary to protect our rights.

17. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall continue in full force and effect. The parties shall negotiate in good faith to replace the severed provision with a valid provision that achieves, to the greatest extent possible, the original intent.

18. Entire Agreement

These Terms, together with our Privacy Policy and any individual service agreements you have entered into with us, constitute the entire agreement between you and Hashira regarding your use of the Website. They supersede any prior agreements, communications, or understandings, whether written or oral, on the same subject matter.

19. Contact Us

If you have any questions regarding these Terms, please contact us: